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divorce Archives

What to know about getting divorced

The start of a new year may have California residents and others thinking of making changes in their lives. One of these changes may include ending a marriage. January is one of the most popular months for a spouse to either get or seek a divorce. However, it might not be the best idea to rush into getting a divorce. This may be especially true for parents.

The importance of canceling joint credit cards in divorce

Californians who are getting divorced may need to figure out how to handle joint credit cards. Even if the divorce court orders one spouse to pay his or her portion of the credit card debts, both exes could still have problems with the collectors. This is because credit card companies do not have to follow the orders of the family court.

Options for addressing the marital home after divorce

The family home generally represents the most significant asset for many married couples in California. When spouses decide to divorce, their settlement must detail who gets the house or if the property will be sold and the proceeds divided. Emotional factors, such as attachment to a location or a desire to limit disruption for children, often complicate decisions about the marital home.

The importance of financial planning before the wedding

Before couples in California get married, they may want to discuss their finances and their attitudes about money. Finances can be a source of significant strain in a marriage. In a 2017 study, Experian found that over 50 percent of couples said money issues were somewhat of a factor in their divorce while another 20 percent said finances were a significant issue. In addition, one-quarter of couples said the credit score of a spouse was a problem.

Tax law changes may affect divorcing spouses

A California couple planning to divorce may be particularly concerned if they need to finalize their split after the new year in 2019. This is because of a change in tax law that accompanied the Tax Cuts and Jobs Act. The new law passed in December 2017, but its provisions related to spousal support go into effect only after 2018 comes to a close. For many separating couples with significant assets, spousal support is an important part of the divorce. This is particularly the case after a long-term marriage or one in which a partner gave up a career to be a stay-at-home parent.

Financial missteps to avoid in divorce

There are a number of financial mistakes people in California might make when they are getting divorced. One of those mistakes is spending too much money on a shopping spree because they are upset. Unfortunately, this can cause even more stress when the bills come in.

Why prenuptial agreements can be useful

When people in California plan on getting married, they may not want to think about prenuptial agreements. In general, prenups have a bad reputation; people think of greedy celebrity divorces or other legal dramas. In other cases, people feel that it's bad luck to plan for divorce before the wedding even takes place. However, there's a lot more to prenuptial agreements than their image in pop culture, and they can be an excellent and important choice for many couples.

Personality traits that could lead to divorce

California couples may be more likely to get a divorce if they have certain tendencies or characteristics. For example, some people catastrophize small incidents and file for divorce over minor issues only to turn around and withdraw the filing later. This can strain the relationship. Overvaluing material things can also be an issue, particularly in marriages where wives earn more than their husbands but believe that men should be providers in accord with traditional gender roles.

Tax law may increase cost of divorce

People in California who are considering divorce might want to examine how the Tax Cuts and Jobs Act that passed in 2017 will affect their finances. For example, alternating exemptions for children with IRS form 8332 will no longer be possible. Instead, divorced parents who have only one child will have to decide who can claim the head of household exemption.

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