California couples who are getting a divorce and who have a retirement account might have to divide that assset, and they may need a Qualified Domestic Relations Order to do it. This document may be something couples sign near the end of a divorce process. However, it should not be rushed through. The process of dividing retirement accounts is complex, and it can be expensive if the QDRO is not fully explained. People may want to consult a certified divorce financial analyst who can help them use the QDRO to expedite the transfer of funds.